Invests, the salary sharp decline, to work difficultly disadvantageously to look ......Engulfs the entire world the financial Tsunami chill in the air raids the human. The body is a female, in a piece reduces salaries in the reducing staff sound, very easy to lack the security sense. Is lives simply and frugally, maximum limit reduces the shopping desire, stands bravely, fires the wage security to fight it “the defensive counter-attack”? in 2009, we faced with more choices and challenge. Arrives when March Eighth International Working Women's Day, special edition this topic and the general female compatriots encourage each other. the managing finances from keeps accounts to start to enter work place more than one year of Xiaolin, the monthly salary 1600 Yuan, gathers with several schoolmates rents the house to work in Yinchuan. By the income, she in several schoolmates who finds the work does not calculate lowly, but each month is unable to make ends meet, but also requests “the support” frequently to the parents; But gathers young Peng who rents to receive 800 Yuan every month, not only have the savings, every other 35 months can also give in the family to send some money. Xiaolin feels is surprised, asks for advice the managing finances secret to young Peng.

Young Peng puts out a small book, the above dense and numerous record is the daily revenue and expenditure very embarrassed, as big as house rent water and electricity, slightly to the toothbrush toothpaste, all affairs big or small on record, lets Xiaolin praise without cease. After Xiaolin starts to study keeps accounts, only then discovered that oneself eats meal in outside, buys between-meal snack, to take the taxi and so on nonessential expenditure to be too many, 1-2 35 did not think, one month gets down, each disbursement sum total has several hundred Yuan, restrains a spot slightly, may save many money. the bank financing teacher indicated that keeps accounts is not the simple record behavior, but through the refinement revenue and expenditure, found “the throttle” direction.

 Looks like Xiaolin such “the moonlite” to be possible through the reservation living expenses, the forced savings, the initial fund to throw and so on method managing finances surely. For instance opens the card line in the pay card to handle the deposit receipt which or the fund account a regular transfer deposits bit by bit and withdraws a lump sum, every month saves down 3500 Yuan, or throws 1-2 index funds surely, will accumulate over a long period of time will have the very good income.