If Standard Chartered China US dollar 1 year time interest rate from original 2.4% declines to 1.8%; Huifeng China 3 month US dollars from 2.75% adjust to 0.5%, declined 2.25%; , 3 month HK dollars from 2.375% adjust to 0.5%, declined 1.875%.　　Foreign bank's deposit in foreign currency interest rate contrast, the Foreign bank deposit interest rate part was still higher than the Chinese-funded bank, specially the long-term deposit's interest rate was higher than is quite obvious. For instance, the Chinese-funded bank deposit in foreign currency interest rate high Communications Bank (5.48,-0.04,-0.72%,),1 year time US dollar and HK dollar interest rate respectively is 1.25% and 1%, but Huifeng, Standard Chartered, American flag 1 year time US dollar interest rate is higher than 1.25%, Standard Chartered has achieved 1.8%; A HK dollar Huifeng, Standard Chartered and the bank of communications are impartial, the American flag has achieved 1.3%. Standard Chartered two year time US dollar interest rate achieves 2%, but the agricultural bank, the line, Construction Bank are only 1%, has been higher than one time. An American flag 1 month HK dollar interest rate 1.225%, the bank of communications is 0.15%, has been higher than more than 8 times.　　Reporter also found that still had a part of bank also to continue to use 2005 at present the old interest rate, 1 year time US dollar deposit interest rate's quoted price is 3%, the current account US dollar deposit interest rate quoted price is 1.15%. The resident before handling the deposit might as well to ask, chooses the interest rate highest bank.　　Saves the foreign currency to the Foreign bank to have some thresholds. For instance, American flag China stipulated that after this line opens a bank account, the account daily average remaining sum must amount to 80,000 Yuan, if cannot achieve, every month must deduct 100 Yuan account management fees; The Huifeng China indicated that the account daily average remaining sum must be higher than 100,000 Yuan, if cannot achieve, also wants to deduct 150 Yuan management fees every month. At the same time, the outside administrative bureau's stipulation, the foreign currency which stores every day cannot surpass 5000 US dollars. When residential deposit must weigh own condition.　　Business Reporter Wang Dan/article Zhang Bin/scheduling　　　Because since US dollar, pound, euro and so on currency period of time continuously in depreciation, therefore, Construction bank (4.00,-0.06,-1.48%,) managing finances plans Shi Zheng Xingang to suggest, the investor should the root support has the foreign currency use, the deadline as well as calculates in the hand to the exchange rate trend judgment 3 aspects the foreign currency remove or retain. If in the short-term will still use the foreign currency, best chooses a relative high interest rate the bank to carry on the deposit investment, omits loss which and trouble back and forth exchanges. But if fund and does not use for a long time greatly, the best consultation related expert, suggested that considers the transformation Renminbi deposit. Currently speaking, the Renminbi long-term revaluation anticipated still exists. Is opposite says in many foreign currencies has the very strong store of value.