Managing finances principle family managing finances needs to be fastidious about two big characteristics, namely planning and fluidity. The planning is the life different period must have certain managing finances goal, the fluidity is the fund use must be flexible, the investment deadline do not be too long. I am the human who studies the financial family background, the investment variety relatively also calculate am quite rich, from stock to fund, foreign exchange, real estate and so on. The biggest conclusion which I obtain from individual experience is, family managing finances needs to be fastidious about two big characteristics, is the planning and the fluidity. individual managing finances needs to speak gradual in 1991 just started to work when my income not to be high, although has the managing finances concept early in the morning, but actually does not have the wealth to be possible to manage.
to realize has the goal which the wealth to manage, was at that time dissimilar with some expense supreme young people, I am restraining my expense as far as possible “the impulsion”, every month besides leaves behind the basic living expenses, the money which is left over has saved the deposit account, at that time the interest also calculated high, a half year getting down deposit had more than 3000 Yuan probably. At that time Stock market's investment is very lively, therefore I “the first barrel gold” have thrown managing finances, in the past invested the enthusiasm was because did not have too to worry, thought in any case young, even if were defeated has not also had anything at the worst, at that time the stock market leading market good income was also good. to 24-25 years old, regarding my this is managing finances another stage, gave birth to a boy very quickly faced with the marriage, the family responsibility let me know the control risk the importance. Considered stock market's risk, I in stock investment's partial incomes, was probably 40% about fund throw in the fund, moreover for the control risk, the time controlled as far as possible within two years.
